Business Finance: Working Capital and Cash Flow Solutions

Invoice Factoring

  • Factoring rates as low as 1%
  • Advances Up to 98%
  • Free Same Day Funding
  • No Application Fees
  • No Long Term Contracts
  • Dedicated Account Managers

Invoice Factoring Overview

Invoice factoring is a business finance program that expedites cash flow for B2B organizations.

B2B businesses and other organizations that provide goods or services to other businesses, government agencies or other commercial entities on payment terms may be able to factor receivables in order to speed up cash flow and unlock working capital.

Some of the industries where invoice factoring is a common business finance tool include:

  • Freight, trucking, transportation and logistics
  • Oil, gas, energy and utilities businesses and contractors
  • Manufacturers, distributors and other supply chain businesses
  • Telecom, satellite dish and cable companies
  • Architectural and engineering firms
  • Security guard companies
  • Staffing, temporary employment and recruiting agencies
  • Printing companies, marketing agencies and other B2B service providers and consultants

Unlike business loans and other working capital financing which must later be repaid, invoice factoring simply speeds up an organization’s cash flow. Factoring allows an organization to access working capital it has already earned by selling customer invoices to a factoring company for a small fee without having to wait for their customers to pay.

When our clients factor with us, they get immediate access of up to 98% of the face value of a factored invoice right away. Our invoice factoring fees usually range from 1-5% and we also provide free same day funding.  Unlike other factoring companies, we do not require clients to sign long term contracts and we do not charge application, schedule processing or notification fees.

Find out more about the invoice factoring process and the benefits of receivables financing with DB Squared by using our Opportunity Cost Calculator to determine whether factoring could help your organization free up working capital.

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Merchant Cash Advance

  • No Application Fees
  • Funding in 3-5 Days
  • Competitive Rates
  • Multiple Offers Sourced
  • Flexible Repayment Schedules
  • Business Line of Credit Option

Merchant Cash Advance Overview

Merchant cash advances can infuse additional working capital into an organization very quickly.

Merchant cash advances are lump sum cash infusions provided to businesses that accept debit and credit cards as a form of customer payment. The dollar amount provided to a merchant is based on their average monthly debit and credit card sales trends.

Merchant cash advances can be used as a business finance tool to resolve cash flow challenges, cover unexpected expenses, or enable an organization to grow or even expand. When you apply for merchant cash advance financing with us you can expect:

  • No application, due diligence or credit check fees
  • Competitive rates
  • Flexible repayment schedules
  • Professional and personal customer service
  • Multiple programs sourced often means multiple offers to choose from
  • Easy to manage – repaid automatically by your card processor

Merchant cash advances are not business loans. They are lump sum cash advances based on anticipated credit and debit card sales. The amount advanced is calculated based upon historical average monthly credit and debit card transactions, and is repaid as a small percentage of future card transactions, usually over 6-18 months.

Find out more about using a merchant cash advance to finance business needs or request a quick quote below to find out how much working capital might be available to your organization using this business finance tool.

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Business Cash Advance

  • No Application Fees
  • Funding in 3-5 Days
  • Competitive Rates
  • Multiple Offers Sourced
  • Flexible Repayment Schedules
  • Business Line of Credit Option

Business Cash Advance Overview

Business cash advances can infuse additional working capital into an organization very quickly.

Business cash advances are lump sum cash infusions that are accessible by nearly any type of organization. The dollar amount provided is based on their average sales trends.

Business cash advances can be used as a business finance tool to resolve cash flow challenges, cover unexpected expenses, or enable an organization to grow or even expand. When you apply for business cash advance financing with us you can expect:

  • No application, due diligence or credit check fees
  • Competitive rates
  • Flexible repayment schedules
  • Professional and personal customer service
  • Multiple programs sourced often means multiple offers to choose from
  • Easy to manage – Repaid automatically through daily (or sometimes weekly) ACH debits

Business cash advances are business loans. They are lump sum cash advances based on anticipated sales.  The amount advanced is calculated based upon historical average monthly revenues, and is repaid automatically as a small daily or weekly ACH debit, usually over 6-18 months.

Find out more about using a business cash advance to finance business needs or request a quick quote below to find out how much working capital might be available to your organization using this business finance tool.

Business Cash Advance Calculator Apply

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Our Business Finance Tools are Ideal for Growing a Business

Small business loans are just one of the many finance tools that provide access to working capital and improve cash flow. Our financial services can help both B2B (business to business) and B2C (business to consumer) organizations obtain funding to execute strategic business growth plans.

To find out more about our business finance tools or request a proposal for business financing, simply complete the quick quote form shown here or contact us at 866-855-3640.

Business loans aren’t the only financing tools you can use to access working capital or expedite cash flow. We specialize in business finance programs that provide fast access to working capital — programs that might be ideal for growing a business.

Compared to small business loans, the working capital available through our business finance programs can be used to fulfill a much wider range of organizational growth strategies. And unlike business loans, our financing approvals are not based solely on a credit score, collateral or the credit worthiness of an individual or organization.

Together, we can tailor a flexible business finance program uniquely suited to your organization and its financial needs. Finding out whether our programs can help your business grow costs you nothing, but waiting costs you time — and money!

We would be happy to answer your questions about how our business finance programs compare to business loans and other alternatives, so you can determine whether they would be appropriate for your organization.

Contact us at 866-855-3640 or request information using the quick quote form shown above.