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Get Working Capital with a Merchant Cash Advance

Merchant cash advances offer a fast, flexible alternative to traditional business loans, providing a cash flow infusion that can help you grow your organization more quickly.

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Discover how much working capital your organization may qualify for:

  • Time in Business
    0 Months 5+ Years
    0 Months
  • Gross Monthly Revenue
    $0 $1,000,000+
    $0
  • Percentage of Gross in Debit/Credit Cards
    0% 100%
    0%

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Congratulations! Based on the information you provided your business may qualify for:

  • Merchant Cash Advance $0
  • Business Cash Advance $0
  • Line of Credit $0

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Merchant Cash Advance Calculator

A merchant cash advance is an advance on anticipated sales. This fast, flexible business financing tool can be used by nearly any type of business that accepts credit or debit cards as a form of customer payment.  Use our merchant cash advance calculator to discover how much working capital your organization could access with a merchant or business cash advance or business line of credit.

View your results and request a copy by email for future reference, or ask us for a free, no-obligation quote. Since we source multiple funders, you may even have the option to choose from more than one offer. You can determine which proposal is best suited for your business.

What Can Merchant Cash Advance Financing be Used For?

A merchant cash advance lets you unlock working capital by turning a portion of future credit and debit card sales into cash your business can use today. This could allow you to take advantage of supplier discounts, purchase or repair equipment or implement other strategic growth investments, such as:

  • Financing equipment purchases
  • Making needed repairs
  • Purchasing inventory
  • Maintaining cash flow during seasonal downturns
  • Increasing square footage or adding a new location
  • Positioning your business to be able to take advantage of emerging opportunities
  • And more!

Just about any type of organization which accepts debit or credit cards as a form of customer payment could be eligible for a merchant cash advance, including:

  • retail stores
  • boutiques
  • restaurants
  • bars
  • coffee shops
  • service providers
  • salons and day spas
  • healthcare practices – medical or dental clinics
  • cosmetic medical or dental practices – and many others!

Finding out more about this business loan alternative is as simple as calling one of our knowledgeable account representatives at 866.855.3640 or requesting a free, no obligation quote.

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Compare Merchant Cash Advance Financing to Business Loans.

Business loans and merchant cash advances can both be used to infuse working capital into a business, but merchant cash advances are not business loans. Business loans are usually dependent on having a good credit score or substantial collateral — or both.

A merchant cash advance is an advance based on future credit and debit card transactions, so lack of collateral or a poor credit score rarely affects approval. When you receive a merchant cash advance, you are simply selling a small portion of future debit and credit card receipts for a limited period of time (often 6 to 18 months).

When it comes to an organization’s need for working capital, a merchant cash advance could be preferable to a traditional business loan or line of credit for many reasons. For instance:

  • The merchant cash advance application process is fast and simple – instead of waiting weeks for bank approval, you could have working capital in 3-5 business days.
  • Unlike typical small business loans, a low credit score or lack of business assets won’t automatically prevent you from being approved.

Finding out more about this business loan alternative is as simple as calling one of our knowledgeable account representatives at 866.855.3640 or requesting a free, no obligation quote.

How the Merchant Cash Advance Process Works at DB Squared.

Here’s how the process of obtaining a merchant cash advance from DB Squared would work:

  1. Complete a quick quote request form or return an application and a DB Squared team member will contact you to discuss the unique needs and goals of your organization.
  2. We will reach out to our network of funders and come back to you with the programs available to your organization.
  3. We’ll do underwriting, due diligence, and other application-related tasks free of charge. With a minimum amount of paperwork we may be able to provide approval in as little as 24 hours, and provide you with funding 3-5 days from approval.

Business loans may come with use restrictions or other strings attached, but merchant cash advances can be used for nearly any business purpose; such as:

  • covering unexpected repair bills
  • expanding or adding a new location
  • making improvements and renovations
  • purchasing new inventory or equipment
  • adding new lines of products or services that can generate additional revenue
  • ensuring adequate cash flows during cyclical or seasonal slowdowns
  • making other reinvestments in your organization

Ready to Apply?

Finding out more about merchant cash advance financing is as simple as calling one of our knowledgeable account representatives at 866.855.3640 or requesting a free, no obligation quote.

Apply

What types of organizations qualify for merchant cash advances?

Nearly any type of organization can use this financing tool to help solve cash flow challenges, cover unexpected expenses or provide working capital for a business to grow and even expand.

Since merchant cash advances are based on credit and debit card transactions, this business finance tool is commonly used by restaurants, retail and services businesses, health care providers and other organizations that accept credit and debit cards from their customers.

A merchant cash advance provides an organization with access to working capital very quickly, so they can take advantage of opportunities to grow or solve temporary cash flow challenges.

Unlike many other merchant cash advance providers, DB Squared won’t surprise you! With our merchant cash advance, you can expect:

  • Competitive rates
  • No application fees
  • Professional and personal customer service
  • Flexible repayment schedules
  • No due diligence or credit check fees

When you apply for a merchant cash advance, we source multiple funding options, which often means we can provide you with multiple offers.  As opposed to other programs, this leaves you in control so that you can select the proposal that you feel best meets the unique needs of your business.

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