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Working Capital for Growing Businesses

Unlike financing programs that are hard to qualify for and restrictive, merchant cash advances offer fast, flexible cash flow and working capital solutions.

What Can Merchant Cash Advances Be Used For?

Many of the options available for financing a business come with strict usage constraints or long, drawn out application processes which may require you to submit form after form and provide a seemingly endless stream of documentation — only to find out that for one reason or another, your organization does not qualify for a business loan or line of credit.

Merchant cash advances can be used for nearly any business purpose, making it one of the most flexible business finance tools available to organizations that accept credit and debit cards from their customers. Plus, most applicants can be approved since programs are based on sales trends instead of credit scores and collateral. Here are three common reasons merchants seek out cash advance financing.

Financing Equipment Purchase, Repair or Replacement

Don’t let broken or failing equipment take your business out of the game!

Fast approval and fast funding make merchant cash advances a good option for financing a business that wants to replace or repair equipment or even add new equipment to grow.

Utilizing merchant cash advances for equipment financing could make it possible for you to offer new products or services to clients, or to replace obsolete or broken equipment to lower operating costs and ensure that your day to day operations can continue.

Adding New Products or Services or a Larger Stock of Inventory

New opportunities often emerge quickly; and when they do, fast access to working capital can make the difference.

Merchant cash advance business financing can be used to buy in new lines of inventory or expand inventory levels. By adding new inventory or additional inventory you can grow sales by attracting new customers or increasing sales to existing customers.

Expanding a Business

Leveraging future credit card sales to obtain funding for your organization could allow you to expand your business by adding square footage at your current location or opening additional locations, enabling you to increase the reach of your business and ability to serve members of your target markets.

There are countless options for business growth available to the merchants who take advantage of our business financing tools. Use our merchant cash advance calculator to find out how much working capital your organization might qualify to receive using any of our cash flow and working capital financing programs.

Merchant Cash Advance Calculator

The calculator below shows the estimated working capital your organization might qualify to receive as a merchant cash advance, business line of credit or business cash advance. As soon as you apply we will go to work sourcing offers from numerous lending programs, so the amount offered to your organization could be even higher than the estimates you see below.

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Discover how much working capital your organization may qualify for:

  • Time in Business
    0 Months 5+ Years
    0 Months
  • Gross Monthly Revenue
    $0 $1,000,000+
    $0
  • Percentage of Gross in Debit/Credit Cards
    0% 100%
    0%

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Congratulations! Based on the information you provided your business may qualify for:

  • Merchant Cash Advance $0
  • Business Cash Advance $0
  • Line of Credit $0

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What Can Merchant Cash Advances Be Used For?
Just About Anything!

Just about any organization that accepts credit or debit cards as one form of customer payment may be able to use merchant cash advances to finance equipment purchases; for instance:

  • A dental practice with an empty operatory can finance dental equipment and furnishings to serve more patients at once
  • A coffee shop financing equipment adds a soft serve ice cream and frozen yogurt machine to increase sales
  • A dry cleaning business that would otherwise face temporary business shutdown can quickly replace broken dry cleaning equipment
  • A salon could add a new line of skin care products as inventory to grow retail sales, or use a cash advance to finance purchase of a hair color intro in order to build their salon’s hair color clientele
  • A bar could use merchant cash advance funding to add big screen technology to attract sports crowds or karaoke and DJ equipment to be able to hold more special events
  • A restaurant could use credit card sales advance financing to renovate and add additional seating

How Would You Use a Merchant Cash Advance to Grow?

Our goal is to help with growing a business; we want to help you get from where you are today to where you want to be tomorrow.

If you have ideas but lack the funding needed to grow your business, we can help! Contact our merchant cash advance experts at 866-855-3640 or request a free, no-risk quote for financing and find out how we can help you reach your goals!

Request Free, No-Obligation Merchant Cash Advance Offers

What Can Merchant Cash Advances Be Used For?

Merchant Cash Advances Provide Working Capital and Cash Flow Solutions

DB Squared provides commercial finance tools that improve business cash flow and help to resolve temporary cash flow challenges, including merchant cash advances.

Financing a business with a merchant cash advance can be done quickly and easily — you could have access to the working capital you need to grow your business in 24-48 hours or even faster.

Cash flow is the lifeblood of every organization, and maintaining a sufficient flow of cash to meet operational expenses and fund capital purchases is a challenge common to many business owners.

Cash advance financing can improve cash flow during slow months and help you meet other temporary cash flow challenges. For instance, you can use cash advance financing to expand inventory or grow your business during the off season in order to be ready to take advantage of busier selling months.

Our merchant cash advance programs don’t come with strings attached. Most applicants qualify; on approval, funding occurs in a matter of hours. We offer programs with no UCC filing and flexible repayment schedules, and we’ll work with you to tailor a solution that meets the unique needs of your organization.

Take the first step and apply. There is no cost to apply and no obligation to accept an offer. We will source financing programs and walk you through the options available so that you can make the decision you think is best for your business.

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